OCTOBER 16, 2019
NAIFA – Ocala
Cordially invites you to join us for the Wednesday, October 16th luncheon and 2 hours CE Class from 11:00 a.m. to 1:30 p.m. at Ocala Elk’s Lodge: 702 NE 25th Avenue, Ocala, FL.
NAIFA Members – $15 if you prepay NOW
NAIFA Members – $20 at the door (No registration necessary; just show up)
Visitors – $20 Both pre-paid and at the door
Presented by Kevin Butler
CE CLASS TOPIC: Disability Solutions For The Business Owner
As the provider for a family, we purchase life insurance to protect those we care about. But what if you are disabled rather than deceased? How are you protecting your loved ones if you lose your source of income? This class will explain the importance of disability insurance as well as the options available. Understanding disability insurance will allow you to better serve your clients.
Brokerage Manager – Life & Disability Income Insurance at Guardian Life Tampa/St. Petersburg, Florida Area.
Earned income is every working client’s most valuable asset, though few realize it.
My job is to educate financial advisers and insurance professionals about the importance of disability income protection for their clients. I provide my brokers with the knowledge and tools necessary to incorporate and maintain long term disability coverage into their financial planning practice that includes: case design, competitive analysis, underwriting support, strategies for identifying opportunities and sound sales concepts.
I understand the challenges that advisers face among ever-growing competition. Clients look to their advisers to be their experts in all facets of financial protection and I am committed to serving as a lifeline for disability product knowledge, case design, underwriting guidance and competitive analysis. I continuously study and monitor the disability market to help you make the best possible choices for clients.
My team consists of sharp and skillful underwriters. Together, we can help protect your clients’ earned income against their greatest financial risk – disability.
OCTOBER 16, 2019
NAIFA-BROWARD LUNCH MEETING AND CE OPPORTUNITY
Wednesday, October 16th, 2019
SPECIAL TIME! 11:00 AM – 2:00 PM
Westin North Fort Lauderdale Hotel
400 Corporate Drive, Fort Lauderdale, Florida 33334 – MAP
“The Qualified Leveraged Strategy ™ (QLS)”
One hour of CE will be provided.
This course has been approved by the Florida Department of Insurance. Course # 109683, Course ID # 1112489, Offering ID # 940657 for 1 hour of continuing education for insurance. The course authority is: CE 9900 – Generic Life, Health and Variable.
Marc Lowell, CLU, ChFC
CEO and President, The A.I.D. Group
For many individuals, qualified retirement plans to include IRAs, 401(k)s, 403 (b)s, etc. represent a significant portion of their wealth. However, these balances are subject to potentially significant federal and state income taxes, Federal estate and state inheritance taxes and possible imposition of a 10% penalty for early withdrawal if the participant begins taking distributions from the plan prior to attaining age 59 1/2. The Qualified Leverage Strategy (QLS), allows the professional advisor seeking continuing education to take away from this one hour lecture the following information:
- How to potentially reduce and/or eliminate the income tax burden on these plan assets.
- How to potentially reduce and/or eliminate the estate tax burden on these plan assets.
- How to potentially further reduce the overall tax burden on the participant and his or her heirs through a conversion to a Roth IRA by utilizing time tested strategies approved by the Internal Revenue Service and the Department of Labor when organized and implemented properly.
Following the CE presentation:
Multimillion-dollar producer and recognized industry speaker Marc Lowell will also share 4-5 Life Insurance, Annuity, Investment and Sales concepts that will completely reframe the way you speak to your clients and prospects.
- HOW TO FIND AND CULTIVATE A HIGH NET WORTH CLIENTELE
- HOW DO YOU START THE CONVERSATION ONCE YOU FIND THEM
- WHAT MOTIVATES THESE HNW PROSPECTS TO AGREE TO THE NEXT MEETING
- HOW TO REMOVE THE FEAR OF FAILURE AND,
- HOW TO EMBRACE THE FACT THAT “THESE INDIVIDUALS AND FAMILIES NEED “YOU”
The cost is $25.00 for Members and $45.00 for Non-Members.
For more information, please contact Rhonda Milrot at (954) 753-2262 or firstname.lastname@example.org.
OCTOBER 17, 2019
NAIFA-Northeast Florida Membership Lunch Meeting
Thursday, October 17th, 2019
Blue Bamboo Restaurant, 11:30 am – 1:00 pm
3820 Southside Boulevard, Jacksonville, FL 32216 – MAP
“Leveraging Your Traditional IRA”
Donna K. Sinor, JD, CLU, ChFC
The tax advantages given to IRAs were to encourage people to save for retirement. However, the government wants to see those dollars distributed and taxed during the owner’s lifetime. Many clients don’t need or want the required minimum distributions required at age 70 ½ and are shocked to see how much will be lost if those funds are transferred to their heirs.
Come to lunch and learn about an alternative available to minimize taxation of a client’s IRA savings and to pass their savings tax efficiently to their heirs.
Donna Sinor is Director of Advanced Sales / Business Insurance at Kansas City Life Insurance Company and served as a moderator at our Annual Day of CE for the past two years. We are pleased to announce that she will be our guest speaker at October’s Membership Lunch Meeting! Join us for networking and lunch!
Members who pre-register pay only $25.00!
Please note: If your company is blocking access to our Google registration form, please try switching to alternate data or wi-fi to use a server outside of their corporate office, or email us at email@example.com and you will be contacted for registration details!
Not a NAIFA member? Click HERE to join TODAY and take advantage of member prices, plus all of the exclusive benefits of membership in YOUR professional association!
For more information, please contact NAIFA Northeast Florida at (904) 695-2300 or firstname.lastname@example.org.
OCTOBER 17, 2019
NAIFA-Palm Beaches Presents:
“Fixed & Variable Annuities”
Time: 8:40 am to 9:40 am
Time: 9:45 am to 10:45 am
Joseph D. Stark
Regional Director United American Insurance Company
Ph: 661-818-6406 /email@example.com
• Insurance industry veteran with over 30 years of experience in sales and marketing of Life Insurance, Long Term Care, Medicare Supplement, and Annuity products
• Published author, “The Income Revolution” February 2017
• Owner/CEO of 2 national insurance marketing companies for 16 years
• Currently the United American Regional Director overseeing 70°/4 on all UA business
• Former member of FINRA – Registered Rep
• Charter member ofPCAHU
• Graduate of Florida State University
NOVEMBER 6, 2019
YOU’RE INVITED! NO CHARGE TO ATTEND!
NAIFA-Broward Study Group
Moderated by Yoni Markoff, PA
Wednesday, November 6th, 2019
MassMutual, 11:30 AM – 1:00 PM
1000 Corporate Drive, 7th Floor, Fort Lauderdale FL 33334.
Unique case study of various topics of insurance lines of business presented in open format and group learning.
RSVP IS REQUIRED!
For more information and RSVP, phone (786) 463-4463 or email firstname.lastname@example.org.
NOVEMBER 13, 2020
NAIFA – Ocala
Cordially invites you to join us for the Wednesday, November 13th luncheon and a 1 hour CE Class from 11:15 a.m. to 1:00 p.m. at The Windsor of Ocala, 2650 SE 18th Ave, Ocala, FL 34471.
November is Long Term Care month and we are proudly partnering with The Windsor of Ocala to bring our members info on how to fund Long Term Care.
The meeting will start promptly at 11:15. Lunch is sponsored by The Windsor (no cost to attend) but RSVP is required by Nov 8th.
Course: Understanding Today’s Living Benefits of Life Insurance
1 hour CE for 215 license
Course ID: 110333
Offering ID: 1113742
RSVP Link Coming Soon…..
NOVEMBER 21, 2019
NAIFA-Tampa Live – Understanding the Broadening Options for Extended and Long Term Care Planning Presented by Carroll Golden
Presented by: Carroll Golden
In this webinar, you will:
- Learn about the scope of the problem.
- What is the current state of the LTC and Extended care marketplace?
- What is happening on the State and Federal government levels?
- Gain insight into how to approach the topic and integrate it into client conversations and planning.
- Discuss various options and where to find proper information and education about these options.
- Learn effective actions that advisors and agents can take to help individuals and families plan and protect their plans.
Many consumers, as well as, advisors, agents, and investment professionals have “outdated” information concerning options to avoid the social, familial and financial risks associated with the need for extended or long term care. With a world-wide population “maturing” with services and personnel projected to be overwhelmed, we need to start conversations, educate ourselves and others, and increase communications about established and newer approaches to options.
The Centre Club
123 S. Westshore Blvd.
Tampa, FL 333609
Networking will begin at 11:30 AM
The Program will begin at 12:00 PM
Carroll Golden is a forward-thinking organizational consultant and business strategist with a diverse international background holding senior leadership roles within the healthcare and insurance marketplace. Carroll is recognized by industry peers for her contributions in the long-term care insurance (LTCI) field and is a frequent speaker and noted author across numerous professional benefits and financial services organizations. Carroll has an extensive business background focused on business development, solutions selling, risk management and insurance distribution. As a Senior VP in charge of a leading carrier’s LTCI Sales and Marketing department, her nationwide responsibilities spanned formulation of strategic sales plans, product development, innovative and traditional marketing initiatives. She excels in developing relationships and adding value within both small, privately-owned companies and large global corporations. Working with a Certified Public Account audience, Carroll did a local radio spot on LTCI, focusing on the Executive Carve-Out Business market and later specialized in Group/Worksite Long Term Care Insurance. For several years, she contributed a monthly feature to Benefits Selling Magazine. Carroll gained brokerage and field perspective working with East Coast, and later with West Coast, national LTCI distributors. Carroll entered the professional world as an International translator, having spent several years as a student at the Sorbonne in Paris and continuing her studies in Reims, France. Traveling to more than 44 countries while working with a prestigious Manhattan, NY law firm, Carroll gained insight into how different customs and traditions influence
governments and businesses. As an active member of the Society of Financial Service Professionals (SFSP), Carroll served as Chapter President and taught continuing education (CE) classes. Additionally, she served as Chairperson for both the Society of Actuaries Fifth Annual Long Term Care Conference and Tenth Annual Intercompany LTCI Conferences. She currently participates on the Board of Directors of the Intercompany Long-Term Care Conference (ILTCI).