The Florida Health & Life (Including Annuities & Variable Contracts) Study Manual is published under contract with the Florida Department of Financial Services by NAIFA-Florida for the Florida Life, Health, and Variable Contracts Pre-Licensing (60-hour) course. The 38th Edition of the manual is the only version that should be used to prepare for the state examination. The state licensing exam is based on material contained in this study manual. It is vital that you have the most current version of the manual before beginning any course of study.

Most pre-licensing candidates try to pass the state exam by simply memorizing terms but later find out this will not get them a passing grade. The understanding of concepts and terms is critical to passing. It’s also important to know and understand the laws, the rules and the ethical behavior which govern the sales of the products as well as the business and industry themselves.

Flash Cards: The Flash Cards offer help those studying for the Health & Life (Including Annuities & Variable Contracts) exam. More than 200 questions cover every area that may come up in the state test.

English Study Manual & Flash Cards

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