The Florida Health & Life (Including Annuities & Variable Contracts) Study Manual is published under contract with the Florida Department of Financial Services by NAIFA-Florida for the Florida Life, Health, and Variable Contracts Pre-Licensing (60-hour) course. The 38th Edition of the manual is the only version that should be used to prepare for the state examination. The state licensing exam is based on material contained in this study manual.

It is vital that you have the most current version of the manual before beginning any course of study.  “This study manual is  designed to assist individuals interested  in the insurance profession  in obtaining a thorough knowledge of  Florida’s laws and rules and an  accurate understanding of insurance  theory and practice.” — memo from  the Bureau of Agent and Agency Licensing, Florida Department of Financial Services.

English Study Manual Only

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